May we use cookies to track your activities? We take your privacy very seriously.
May we use cookies to track your activities? We take your privacy very seriously.
Brickline helps Miami real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, build plan, and project timeline are central.
Investors may use this financing for eligible land acquisition and construction, or to fund the build phase on owned land, before moving toward the planned sale or refinance exit.
Miami Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential builds. This financing can be useful when an investment project requires capital for land acquisition, construction costs, and managing the build timeline.
For investors, the right financing structure depends on the project’s scope, the construction budget, the build schedule, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and detailed construction plan to help move qualified deals toward successful completion.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Fast, short-term financing for eligible investment property acquisitions and rehabs, often used for time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Fund the construction costs for a new residential investment property on land you already own, based on an approved build plan.
Secure financing to finish eligible residential construction projects that are already underway but require additional capital.
Undertake new construction with the clear intent to sell the completed property or refinance it into a longer-term rental loan.
Miami Projects Markets
The success of a new construction project in Miami, like anywhere, hinges on a well-defined plan, a realistic budget, and a clear understanding of the build timeline. New Construction Loans are structured to support these critical elements for residential investment properties.
Whether building a single-family home or a multi-unit property, the financing approach for new construction prioritizes the land, the detailed construction budget, the builder’s experience, and the projected completed value of the investment property.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans in Miami are business-purpose financing solutions for real estate investors undertaking eligible ground-up residential investment projects. They are designed to cover the costs associated with land acquisition and the construction phase.
These loans can finance eligible ground-up construction of single-family homes, multi-unit properties, or other residential investment properties. They are suitable for projects where an investor plans to build a new structure for sale or for long-term rental.
Brickline evaluates the land or site, the detailed construction plan, the project budget, the builder’s experience, the projected completed value (ARV), and the investor’s intended exit strategy (sale or refinance).
Yes, New Construction Loans can be structured to finance both the acquisition of eligible land and the subsequent costs of building a new residential investment property on that land, provided the overall project meets program guidelines.
Funds for New Construction Loans are typically disbursed through a draw schedule. As construction milestones are met and verified, portions of the loan are released to cover ongoing project costs, ensuring progress aligns with the financing.
The timeline for a New Construction Loan varies based on the project’s complexity, the construction schedule, and the efficiency of documentation. Brickline aims to support investor timelines by streamlining the review and draw process.
New Construction Loans are typically repaid through the sale of the completed investment property or by refinancing into a longer-term loan, such as a DSCR Rental Loan, once the property is stabilized and ready for rental.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
