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Brickline helps Jacksonville real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing strategy.
Investors may use this financing for eligible land acquisition, funding the construction phase, or completing projects before moving toward the planned sale or refinance exit.
Jacksonville Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential development. This financing can be crucial when an investment project involves building a new property from the ground up, requiring capital for land, materials, and labor.
For investors, the right structure depends on the project’s scope, the construction budget, the build timeline, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment property acquisitions, rehabs, or transitional situations.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Secure capital for the construction phase of a new residential investment project, from foundation to completion.
Obtain financing to finish an eligible new construction project that is already underway but requires additional capital to reach completion.
Develop a new residential investment property with the intention of selling it upon completion or refinancing into a longer-term loan.
Jacksonville Projects Markets
The success of a new construction project in Jacksonville, like anywhere else, depends on more than just the city. It hinges on the specific land, the detailed construction plan, the project budget, the build timeline, and the intended exit strategy.
New Construction Loans are tailored for ground-up development, providing capital for the entire build process. This differs significantly from financing for existing properties, requiring a focus on the project’s future value and the construction process itself.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, and investment strategy for your new build.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the financing request for your new construction progresses.
Get investor-focused support
How It Works
Provide the land, construction plan, and investment strategy for your new build.
Brickline reviews the new construction request against the relevant program guidelines.
Review the proposed financing structure, including draw schedules and next requirements.
Provide the documentation and information required to move the new construction file forward.
Once approved and ready, complete the remaining steps toward closing and funding for your construction project.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing designed for real estate investors to fund the ground-up construction of residential investment properties in Jacksonville. This includes financing for land acquisition and the entire build process.
These loans are ideal for investors planning to build new residential properties from scratch, whether it’s a single-family home, duplex, or other eligible multi-unit property intended for sale or rent.
Yes, eligible New Construction Loans can be structured to finance both the acquisition of the land and the subsequent costs associated with the ground-up construction of the investment property.
Brickline evaluates the overall project viability, including the land, the detailed construction plan, the project budget, the builder’s experience, the projected timeline, and the investor’s exit strategy (sale or refinance).
Funds for New Construction Loans are typically disbursed in stages, known as draws, as specific milestones of the construction project are completed and verified.
The timeline for New Construction Loans varies based on the project’s complexity, the construction schedule, and the efficiency of documentation. Brickline aims for an efficient process to align with investor build timelines.
Common exit strategies include selling the newly constructed property upon completion or refinancing into a longer-term loan, such as a DSCR Rental Loan, if the property is intended for a long-term hold.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages, understanding the unique needs of investors.
The property, financing structure, and investment strategy, especially for complex new construction projects, stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions, including those specific to new construction.
deal moves forward.
Tell Brickline about the land, construction plan, and investment strategy for your ground-up build.
Start online to explore the next step for your New Construction Loan request.
