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Brickline helps Florida real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing strategy.
Investors may use this financing for eligible land acquisition, construction costs, and project completion before moving toward the planned sale or refinance exit.
Florida Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential development. This financing can be crucial when an investment project involves building a new property from the ground up, requiring capital for land, materials, and labor.
For investors, the right structure depends on the specific construction plan, the project budget, the anticipated build timeline, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward successful completion.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Flexible, short-term financing for eligible investment property acquisitions, rehabs, or transitional situations.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Secure capital for all phases of construction, from foundation to finishes, for a new residential investment project.
Obtain financing to finish an eligible residential construction project that is already underway but requires additional capital.
Construct a new investment property with the intention of selling it upon completion or refinancing into a long-term rental loan.
Florida Projects Markets
For investors in Florida, New Construction Loans are tailored to support the development of new residential investment properties. The success of these projects hinges on a well-defined construction plan, a realistic budget, and an understanding of the local market’s demand for new housing.
When pursuing new construction in Florida, investors should focus on the viability of their project, including site selection, construction costs, and the projected completed value. Brickline evaluates these factors to ensure the financing aligns with the project’s potential.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a new build in Florida.
New Construction Loans in Florida are business-purpose financing solutions for real estate investors undertaking eligible ground-up residential investment projects. These loans cover the costs associated with building a new property from scratch, including land acquisition and construction expenses.
New Construction Loans are suitable for eligible ground-up residential investment projects, such as building single-family homes, duplexes, or small multi-unit properties intended for sale or rent. The financing is designed for projects where a new structure is being erected on vacant land.
Brickline evaluates several factors, including the land or site, the detailed construction plan, the overall project budget, the anticipated build timeline, and the investor’s intended exit strategy (sale or refinance). A clear, viable plan is key to qualification.
Yes, New Construction Loans can often be structured to include the acquisition of eligible land as part of the overall project financing, alongside the costs for the actual construction of the residential investment property.
Funds for New Construction Loans are typically disbursed through a draw schedule. As construction milestones are met and verified, portions of the loan are released to cover ongoing costs, ensuring that capital is available as needed throughout the build process.
The timeline for a New Construction Loan project varies significantly based on the scope, complexity, and efficiency of the build. Investors should have a realistic project timeline, which Brickline will review as part of the financing request.
Common exit strategies for New Construction Loans include selling the newly built property upon completion or refinancing it into a longer-term loan, such as a DSCR rental loan, if the investor plans to hold it as a rental property.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
