New Construction Loans for Real Estate Investors

Brickline helps real estate investors finance new construction projects with solutions built around the timeline of the build, the structure of the deal, and the next phase of the project. Whether you’re planning a spec build, infill project, or ground-up investment property, our team helps keep the process clear and moving.

Financing That Fits the Timeline of a Build

About Brickline

Built for investors. Structured for real deals. Designed to support long-term rental goals.

Rental deals have a different kind of timeline. Brickline helps investors move on buy-and-hold opportunities with financing built around cash flow, property performance, and long-term strategy. Our approach is designed to support real rental goals without the drag of a slow, bank-style process.

Finance around rental income

Ground-up projects need a structure that aligns with the pace, timing, and reality of the build.

Work with a team that understands project timelines

We know construction phases, draw timing, completion planning, and what matters when a project needs to stay on schedule.

Keep the process clear and easier to manage

Brickline helps investors move through construction financing with more clarity, less friction, and a cleaner path forward.

Rates & Terms

New Construction Rates + Terms

Our new construction financing is built to support investors developing ground-up residential projects. Terms depend on the project scope, borrower profile, market, build timeline, and overall deal structure.

Rates starting at

7.75%

varies by deal

up to 80% LTC

Term options

12, 18 + 24 months

Loan amounts from

$100K to $5MM

Completed value leverage

up to 80%

Draw structure

based on project progress

A Simpler Way to Move Through a Construction Loan

Brickline gives investors a more modern path through the financing process. That means clearer next steps, faster movement when a project is ready, and a process built around the reality of construction timelines instead of traditional lending friction.

Fast-moving closings

From offer to closing, speed matters. We help investors move quickly with financing built for time-sensitive opportunities.

Decisions based on real deals

Our team evaluates deals based on real numbers, timelines, and exit strategies — not unnecessary complexity or rigid rules.

Built to Keep the Process Moving

Clear, structured deal review

Stay organized and focused with a process that reduces back-and-forth and keeps your deal moving forward.

Full visibility from start to finish

Know what’s next, what’s needed, and how your deal is progressing at every stage of the process.

Online Process

Online Financing Built for Real Investor Timelines

Simple to navigate. Built for speed. Made for real deals.

Brickline combines the convenience of an online experience with the practical understanding investors need when a construction project is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.

Move faster online

Handle key steps digitally with a process designed to keep up with active construction opportunities.

See what comes next

Get better visibility into the process, required steps, and deal progress.

Built for real investor scenarios

The experience is designed around build timelines, project phases, and completion strategy.

Backed by a team that understands deals

Digital convenience does not mean doing it alone. Brickline pairs an online experience with practical support when you need it.

Construction Financing for
Real Project Scenarios

Ground-Up Build

Finance a residential investment project from the ground up with a structure built around construction timing, scope, and execution.

Infill Development

Support smaller development opportunities in active markets with financing tailored to the project footprint and timeline.

Project Completion

If the build is already moving, financing may help support the next stage through completion, stabilization, or exit.

New Construction Loan FAQs

Everything you need to know about new construction loans, simplified. Curious about project fit, draw structure, or how construction financing works? We’ve got the answers here to help you move with more confidence.

What is a new construction loan for investors?

If you already used cash or another source to acquire the property, a delayed refinance structure may help restore liquidity and support the rehab phase or next stage of the project.

Who are new construction loans best for?

Can this loan support a ground-up build?

How do construction draws work?

What types of projects may qualify?

How are construction loan terms determined?

How do I know if this loan fits my project?

Why Investors Choose Brickline

Built for Investors,
Backed by Experience

Real estate investors want more than funding. They want clarity, speed, and a team that understands how projects actually move.
Brickline is built to make construction financing feel simpler and easier to navigate from the first conversation through closing.

“Brickline made the process feel much easier than I expected. Everything moved fast, communication was clear, and I always knew what the next step was.”

“What I liked most was how straightforward everything felt. The deal moved quickly, the online process was simple, and the team understood exactly what I was trying to do.”

“I’ve worked with different lenders before, and Brickline felt much more efficient. It was a cleaner experience from the initial quote all the way through closing.”

Resources

Helpful Resources for
Fix and Flip Investors

Have questions about timing, leverage, qualification, or what to expect before you apply? Brickline’s resources are built to help investors make clearer decisions before the next deal moves forward.

Guide

Loan-to-Cost Explained

Article

Ground-Up Financing Basics

Article

New Construction Requeriments

Ready to Move Forward on
Your Next Build?

Tell us about the project, your timeline, and your financing goals. Brickline helps real estate investors explore new construction financing built around real projects, real timelines, and real execution needs.

Unlock flexible options, a fast online process, and experienced support for your next construction opportunity. Partner with Brickline to move forward with more clarity and confidence.

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