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Brickline helps Chesapeake real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and project timeline are central.
Investors may use this financing for eligible land acquisition, construction costs, and project completion before moving toward the planned sale or refinance exit.
Chesapeake Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential development. This financing can be crucial when a project requires capital for land, construction, and managing the build timeline.
For investors, the right structure depends on the specifics of the construction plan, the project budget, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request based on the property, borrower profile, program guidelines, and the comprehensive construction plan to help move qualified projects forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Fast, short-term financing for eligible investment property acquisitions and rehabs, often used for time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Secure capital for the various stages of construction, from foundation to finishing, based on approved draws and project milestones.
Obtain financing to finish an eligible residential construction project that is already underway but requires additional capital.
Develop a new residential property with the clear intention of either selling it upon completion or refinancing into a long-term rental loan.
Chesapeake Projects Markets
The success of a new construction project in Chesapeake, or any market, hinges on a well-defined construction plan, a realistic budget, and a clear understanding of the build timeline. New Construction Loans are structured to support these critical elements.
Financing for ground-up construction requires a detailed review of the land, permits, builder experience, and the overall project feasibility. Brickline focuses on these deal-specific factors rather than broad market trends alone.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, financing request, and investment strategy.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the new construction financing request progresses.
Get investor-focused support
How It Works
Provide the property, construction plan, financing need, and investment plan.
Brickline reviews the request against the relevant new construction program guidelines.
Review the proposed financing structure and next requirements for your construction project.
Provide the documentation and information required to move the construction file forward, including permits and builder details.
Once approved and ready, complete the remaining steps toward closing and funding for your new construction project.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing for real estate investors to fund the ground-up construction of residential investment properties in Chesapeake. This includes acquiring land and covering the costs associated with building a new structure.
These loans are ideal for investors planning to build new residential properties from the ground up, whether for eventual sale or as a long-term rental. Projects can range from single-family homes to multi-unit dwellings, provided they meet program guidelines.
New Construction Loans typically disburse funds in stages, known as draws, as the project progresses. These draws are usually tied to specific construction milestones and are released after inspections verify the completion of work.
Brickline evaluates the land, the detailed construction plan, the project budget, the builder’s experience, and the investor’s overall strategy. The feasibility and profitability of the completed project are key factors in the review process.
Yes, New Construction Loans can often be structured to cover both the acquisition of eligible land and the subsequent costs of constructing the residential investment property, streamlining the financing for the entire project.
The timeline can vary based on the complexity of the project and the completeness of the documentation. However, Brickline aims for an efficient process, from initial application and review of the construction plan to funding the various draws.
New Construction Loans are generally short-term. Repayment is typically planned through the sale of the completed property or by refinancing into a longer-term loan, such as a DSCR Rental Loan, once the property is stabilized and ready for rental.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, construction plan, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.Tell Brickline about the land, construction plan, financing need, and investment plan.
Start online to explore the next step for your new construction financing request.