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Brickline helps Virginia real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and project timeline are central.
Investors may use this financing for eligible land acquisition, funding the construction phase, and managing the project through to its intended sale or refinance exit.
Virginia Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential investment projects. This financing can be crucial when a project requires capital for both land acquisition and the entire construction phase.
For investors, the right construction financing depends on the project’s scope, the detailed construction plan, the budget, and the anticipated timeline to completion and exit.
Brickline reviews the financing request based on the property, the investor’s profile, program guidelines, and the comprehensive construction plan to help move qualified projects forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment properties, often used for time-sensitive acquisitions or rehabs.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible parcel of land and fund the ground-up construction of a new residential investment property.
Secure capital for the entire build phase of a new residential investment project, from foundation to finish, on eligible land.
Obtain financing to complete an eligible residential construction project that is already underway but requires additional capital.
Construct a new investment property with the intention of selling it upon completion or refinancing it into a longer-term loan.
Virginia Projects Markets
For investors in Virginia, New Construction Loans are tailored to the specific needs of ground-up residential projects. The focus is on the viability of the construction plan, the project budget, and the anticipated completed value of the investment property.
A successful new construction project requires financing that understands the phased nature of building, from initial land costs to the final draw. Brickline evaluates the entire project, ensuring the financing aligns with the build timeline and exit strategy.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, financing request, and investment strategy for your new build.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the financing request for your construction project progresses.
Get investor-focused support
How It Works
Provide the land, construction plan, financing need, and investment strategy.
Brickline reviews the request against the relevant New Construction program guidelines.
Review the proposed financing structure, including draw schedules and next requirements.
Provide the documentation and information required to move the construction financing file forward.
Once approved and ready, complete the remaining steps toward closing and funding your new construction project.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with their Virginia projects.
New Construction Loans in Virginia are business-purpose financing solutions for real estate investors undertaking ground-up residential investment projects. They cover the costs associated with acquiring land and funding the construction of new properties.
These loans are typically used for eligible ground-up residential investment projects, including single-family homes, duplexes, or other multi-unit residential properties intended for sale or rental upon completion.
New Construction Loans typically involve a draw schedule, where funds are disbursed in stages as construction milestones are met. This ensures that capital is released as needed throughout the build process, aligned with the project’s progress.
Brickline evaluates several factors, including the investor’s experience, the project’s location, the detailed construction plan and budget, the projected completed value, and the intended exit strategy (sale or refinance).
Yes, New Construction Loans can often be structured to include the financing for eligible land acquisition, in addition to the costs associated with the actual construction of the residential investment property.
Common exit strategies include selling the newly constructed property upon completion, or refinancing it into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold it as a rental.
New Construction Loans are for building a property from the ground up, including land acquisition. Fix and Flip Loans are for purchasing an existing property, often distressed, and renovating it for resale or refinance.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the land, construction plan, financing need, and investment strategy.
Start online to explore the next step for your New Construction Loan request.
