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Brickline helps Colorado real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing strategy.
Investors may use this financing for eligible land acquisition and construction, or for building on owned land, with a clear plan for sale or refinance upon project completion.
Colorado Financing
New Construction Loans are specifically tailored for investors undertaking ground-up residential builds. This financing is crucial when an investment project involves creating new inventory rather than renovating existing structures.
For investors, the right structure depends on the project’s scope, the construction budget, the build timeline, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request based on the property’s potential, the borrower’s experience, the construction plan, and the overall investment strategy to support qualified new build projects.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Fast, short-term financing for eligible investment property acquisitions, rehabs, or other time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of suitable land and the subsequent ground-up construction of a residential investment property.
Utilize financing to fund the construction phase of a new residential investment project on land you already own.
Secure capital to finish an eligible new construction project that is already underway but requires additional funding to reach completion.
Fund the entire new construction process with a clear exit strategy of selling the completed property or refinancing into a long-term loan.
Colorado Projects Markets
For new construction projects in Colorado, the focus is on the viability of the build itself. This includes the land, the detailed construction plan, the project budget, and the experience of the builder. These factors are often more critical than broad market trends alone.
New Construction Loans are designed for projects that create value from the ground up. Understanding the local permitting process, material costs, and labor availability can be important considerations for investors planning a new build in Colorado.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up build.
A New Construction Loan in Colorado is business-purpose financing designed for real estate investors to fund the ground-up construction of residential investment properties. It covers the costs associated with building a new property from scratch, including land acquisition if needed, and construction expenses.
These loans are typically used for eligible ground-up residential investment projects, such as building single-family homes, duplexes, or small multi-unit properties intended for sale or rent. The focus is on creating new inventory rather than renovating existing structures.
Brickline evaluates New Construction Loan requests based on several factors, including the project’s feasibility, the construction plan and budget, the builder’s experience, the land’s suitability, and the investor’s overall exit strategy (sale or refinance).
Yes, New Construction Loans can often be structured to finance both the acquisition of the land and the subsequent construction costs for eligible residential investment projects, provided the overall project aligns with program guidelines.
The primary exit strategies for New Construction Loans are either the sale of the newly built investment property upon completion or refinancing into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold the property for rental income.
A construction draw schedule outlines the disbursement of loan funds throughout the building process. Funds are typically released in stages, or ‘draws,’ as specific construction milestones are met and verified, ensuring capital is aligned with project progress.
Yes, investor and builder experience is often a significant factor in New Construction Loan approvals. Lenders typically prefer to work with investors and contractors who have a proven track record of successfully completing similar ground-up construction projects.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the land, construction plan, and investment strategy.
Start online to explore the next step for your financing request.
