New Construction Loans for Real Estate Investors
Brickline helps real estate investors finance new construction projects with solutions built around the timeline of the build, the structure of the deal, and the next phase of the project. Whether you’re planning a spec build, infill project, or ground-up investment property, our team helps keep the process clear and moving.
Financing That Fits the Timeline of a Build
New Construction Financing
Built for investors. Structured for real builds. Designed to support from start to completion.
Ground-up projects move in phases, not moments. Brickline helps investors fund new construction with financing structured around the build timeline, draw schedules, and what needs to happen next to keep the project moving from start to completion.
Fund each phase of the build
From land to vertical construction, financing is structured around each stage so capital is available when the project needs it.
A team that understands builds
We know draw schedules, inspections, and what it takes to keep a project moving from foundation to completion.
Keep your build moving
A clear process, fast decisions, and structured funding help you stay on schedule and avoid costly slowdowns.
Rates & Terms
New Construction Loan Rates + Terms
Ground-up financing structured around the realities of construction. From land acquisition to vertical build, terms are designed around project cost, timelines, and what it takes to move from start to completion.
Rates starting at
9.00%
Future Value (ARV)
up to 70%
Term options
12, 18 + 24 months
Loan amounts from
$150K to $9MM
Purchase + Build Cost
Up to 85%
rehab cost
Up to 100%
- Final terms vary based on the project, borrower qualifications, market, and loan structure.
A Simpler Way to Move Through a Ground-Up Loan
Brickline gives investors a clearer path through the construction process. That means better sequencing, faster decisions when each phase is ready, and a structure built around how projects actually move from foundation to completion.
Fast decisions at each phase
When a project is ready to move, funding and approvals keep pace so construction stays on schedule.
Clear, structured project review
Each phase is evaluated based on progress, timeline, and what’s needed next — not unnecessary friction.
Built to Keep the Process Moving
A team that understands builds
We know draw schedules, inspections, and what it takes to move from foundation to completion.
Full visibility from the start
Know what’s happening at each stage, what’s required next, and how your build is progressing.
Online Process
Online Financing Built for Real Builders and Investors
Built around phases. Designed for new builds.
Brickline combines a fast online experience with the practical understanding required for construction projects. From submission to final funding, each step is structured around build phases, draw schedules, and what needs to happen next to keep the project moving.
Keep your build moving
Manage draw requests, inspections, and fund releases with a process built to keep pace with active construction phases.
See what comes next
Track your progress, required steps, and what’s ahead at every stage.
Built for real construction scenarios
Designed around land purchase, active construction, and project completion.
Built for real project outcomes
From first purchase to final exit, the structure is designed to move you toward a profitable outcome.
Construction Financing for
Real Project Scenarios
Ground-Up Build
Finance your project from land to completion with a structure built around construction timelines.
Infill Development
Fund smaller projects in active markets with financing aligned to timing and execution.
Project Completion
Support the final phase of your build through completion, stabilization, or exit.
New Construction Loan FAQs
Everything you need to know about financing a ground-up build. From draw structures to timelines, these answers are designed to help you understand how construction financing works in real deals.
What is a new construction loan for investors?
A new construction loan is a financing solution designed to help real estate investors fund the construction of a new property. These loans are typically structured to support the building process from start to finish, providing capital for construction costs while aligning with the project’s timeline and exit strategy.
Who are new construction loans best for?
New construction loans are often a good fit for investors, builders, and developers looking to construct residential or mixed-use properties. They can be used by both experienced operators and qualified investors pursuing new development opportunities.
Can this loan support a ground-up build?
Yes. New construction financing is commonly used for ground-up projects, helping investors fund the construction of a property from the foundation stage through completion. Eligibility depends on the project’s scope, budget, location, and development plan.
How do construction draws work?
Construction funds are generally released through a draw process as specific stages of the project are completed. Draw requests are reviewed throughout construction, helping ensure capital is available as work progresses according to the approved budget and timeline.
What types of projects may qualify?
New construction loans may be available for a variety of residential and mixed-use projects, including single-family homes, small multifamily developments, spec homes, and other investment-focused construction opportunities. Qualification depends on the project’s characteristics and overall feasibility.
How are construction loan terms determined?
Loan terms are typically based on factors such as the project’s budget, completed value, construction timeline, borrower experience, available equity, and exit strategy. Each project is reviewed individually to determine an appropriate financing structure.
How do I know if this loan fits my project?
A new construction loan may be a strong fit if you are planning to build a property from the ground up and need financing that aligns with the construction process. Brickline can review your project plans, budget, and development goals to help determine whether new construction financing is the right solution.
Why Investors Choose Brickline
Built for Investors,
Backed by Experience
Construction projects demand more than capital. They require timing, coordination, and a team that understands how builds actually move. Brickline is designed to keep your project aligned from first draw to final exit.
“Brickline made the process feel much easier than I expected. Everything moved fast, communication was clear, and I always knew what the next step was.”
Jack M.
10/12/24 Via Google
“What I liked most was how straightforward everything felt. The deal moved quickly, the online process was simple, and the team understood exactly what I was trying to do.”
Amanda L.
23/05/25 Via Google
“I’ve worked with different lenders before, and Brickline felt much more efficient. It was a cleaner experience from the initial quote all the way through closing.”
Eric B.
13/06/25 Via Google
“I’ve worked with different lenders before, and Brickline felt much more efficient. It was a cleaner experience from the initial quote all the way through closing.”
Eric B.
13/06/25 Via Google
Resources
Helpful Resources for
Builders and Investors
Have questions about timing, leverage, qualification, or what to expect before you apply? Brickline’s resources are built to help investors make clearer decisions before the next deal moves forward.
Ready to Move Forward on
Your Next Build?
Tell us about your project, timeline, and capital needs. Brickline structures construction financing around real build phases, draw schedules, and execution timelines.
