Brickline vs Kiavi
Which real estate investor loan is right for you?
Lowest Rate
6.7%
Max LTC
90%
Funding Speed
4–6 days
Investors Funded
8,000+
Brickline vs Kiavi: A Side-
by-Side Comparison
The factors that matter most to investors interest rates, loan amounts,
LTV, and funding speed. Use this table to make an informed decision.
| Feature | Brickline | Kiavi |
|---|---|---|
| Lending Experience | ✓ Guided online process with human support | Platform first, mostly self serve |
| Loan Amounts | ✓ $100K – $3M | ✓ $100K – $3M |
| Deal Review | ✓ Deal fit and structure reviewed with context | Standardized program based review |
| Best Fit | ✓ Investors who want flexibility and communication | Comfortable moving through a larger platform |
| Deal Structuring | ✓ Focused on matching the loan to the project | Focused on matching the project to program criteria |
| Speed of Funding | ✓ 4–6 business days | 14–25 business days |
| Communication | ✓ Relationship driven support | Scaled lender communication |
| Credit Score Min. | ✓ 660 | 680 |
Key Differences Between
Brickline and Kiavi
Speed, leverage, property type, and borrower profile
here’s how each platform actually plays out on real deals.
Speed
Brickline funds in 4–6 days, and Kiavi’s funding takes 14–25 days. Critical when competing on time-sensitive deals.
Deal Complexity
Brickline offers leverage up to 90% LTC on eligible projects, helping investors preserve more capital for additional acquisitions.
Property Type
Brickline is designed around flexible residential investor financing, including bridge, rehab, DSCR.
Guided Support
Brickline combines a modern online platform with hands on deal guidance when questions, structure, or execution matter.
Which Platform is Best
for Your Investment?
Choose Brickline
Brickline is perfect for first-time investors with higher LTC (up to 90%) and faster funding, helping you land your first project without tying up capital.
- Lower minimum FICO (660)
- Up to 90% LTC
- 2-6 day funding
- Simple, guided application
Flexible & Guided Experience
Consider Kiavi
- Loan terms up to 36 months
- Commercial property financing
- Portfolio-friendly underwriting
- Competitive pricing
Why Choose Brickline
Built for investors who
move fast
Frequently Asked Questions
Common questions about loan applications, required docs, and repayment terms for both Brickline and Kiavi.
What is the loan approval process for Brickline and Kiavi?
Can I apply for Kiavi's loan as a first-time investor?
What property types do Brickline and Kiavi finance?
What is the maximum loan amount for Brickline?
How long does it take to receive funding from Kiavi?
Take the next step in your real estate journey
