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Brickline helps Spokane real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing strategy.
Investors may use this financing for eligible land acquisition and construction, or to fund the build phase on owned land, before moving toward the planned sale or refinance exit.
Spokane Financing
New Construction Loans are specifically designed for real estate investors undertaking ground-up residential builds. This financing can be essential when a project requires capital for both land acquisition and the construction phase, or for the build itself.
For investors, the right structure depends on the project’s scope, the detailed construction plan, the budget, and the intended exit strategy—whether that’s a sale upon completion or a refinance into longer-term financing.
Brickline reviews the financing request based on the property, the investor’s experience, the construction plan, and program guidelines to help move qualified new construction deals forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Asset-based financing for eligible investment properties, often used for time-sensitive acquisitions or value-add projects.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible lot and the subsequent ground-up construction of a residential investment property.
Secure capital for the construction phase of a new residential investment property on land you already own.
Obtain financing to finish an eligible residential new construction project that is already underway but requires additional capital.
Develop a new residential investment property with the intention of selling it upon completion or refinancing it into a long-term rental loan.
Spokane Projects Markets
The success of a new construction project in Spokane, or any market, hinges on a well-defined plan, a realistic budget, and a clear understanding of the build timeline. New Construction Loans are structured to support these critical elements.
Whether building a single-family home or a multi-unit property, investors should carefully consider the land’s suitability, the detailed construction plans, permitting processes, and the projected completed value to ensure the project aligns with their investment goals.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing for real estate investors undertaking eligible ground-up residential construction projects. This includes funding for land acquisition and the build, or just the construction phase on owned land, for investment properties in Spokane.
These loans are typically used for eligible ground-up residential investment projects, such as building single-family homes, duplexes, or other multi-unit properties intended for sale or rent upon completion. The focus is on new builds rather than renovations of existing structures.
Brickline evaluates several factors, including the investor’s experience, the detailed construction plan, the project budget, the build timeline, the land’s suitability, and the projected completed value of the property. A clear exit strategy, whether sale or refinance, is also key.
Yes, New Construction Loans can often finance both the acquisition of eligible land and the subsequent ground-up construction of a residential investment property, provided the entire project aligns with program guidelines.
Funds for New Construction Loans are typically disbursed through a draw schedule. As construction milestones are met and verified, portions of the loan are released to cover costs, ensuring the project stays on track and within budget.
The timeline for New Construction Loans varies depending on the project’s complexity, permitting processes, and the construction schedule. Brickline aims to provide efficient processing, but the overall duration is closely tied to the build’s progression.
Common exit strategies include selling the newly constructed property upon completion to repay the loan, or refinancing into a longer-term loan, such as a DSCR rental loan, if the investor plans to hold the property for rental income.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan for your ground-up build.
Start online to explore the next step for your New Construction Loan request.
