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Brickline helps Raleigh real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline matter.
Investors may use this financing for eligible land acquisition, funding the construction budget, and managing the project through to the planned sale or refinance exit.
Raleigh Financing
New Construction Loans can be useful when an investment project involves building a new residential property from the ground up, requiring financing for both land and the construction phase.
For investors, the right structure depends on the project’s scope, the construction budget, the build timeline, and what needs to happen before the eventual sale or refinance.
Brickline reviews the financing request around the land, construction plan, borrower profile, program guidelines, and investment plan to help move qualified deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible investment property acquisitions and rehab projects, often used for time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land in Raleigh and the subsequent ground-up construction of a residential investment property.
Utilize financing to fund the construction budget for a new residential investment project on land you already own.
Secure capital to finish an eligible residential construction project that is already underway but requires additional funding.
Fund the construction of a new residential property with the intent to sell it upon completion or refinance into a long-term loan.
Raleigh Deals Markets
The right financing structure depends less on a city label alone and more on the actual investment property, its current condition, the requested leverage, the timeline, and the intended exit. For new construction, this means focusing on the land, the detailed construction plan, and the project’s overall viability.
A ground-up residential investment project requires a financing approach that understands construction budgets, draw schedules, and the specific challenges and opportunities of building new properties in Raleigh.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land, construction plan, financing request, and investment strategy.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the financing request progresses, including draw requests.
Get investor-focused support
How It Works
Provide the land details, construction plan, financing need, and investment plan.
Brickline reviews the request against the relevant new construction program guidelines.
Review the proposed financing structure, including the construction budget and draw schedule.
Provide the documentation and information required to move the file forward, such as permits and builder experience.
Once approved and ready, complete the remaining steps toward closing and funding, including managing construction draws.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project in Raleigh.
New Construction Loans in Raleigh are business-purpose financing solutions for real estate investors undertaking ground-up residential investment projects. They cover the costs associated with land acquisition and the entire construction phase.
These loans are designed for eligible ground-up residential investment projects, including single-family homes, duplexes, or other multi-unit residential properties intended for sale or long-term rental.
Brickline evaluates the land, the detailed construction plan, the project budget, the proposed build timeline, the borrower’s experience, and the intended exit strategy (sale or refinance) to determine eligibility and terms.
Yes, New Construction Loans are typically structured to finance both the acquisition of eligible land and the subsequent costs of building the residential investment property from the ground up.
A construction draw schedule outlines the disbursement of loan funds in stages as specific milestones of the construction project are completed. This ensures funds are released in alignment with project progress.
The timeline for New Construction Loans can vary based on project complexity, documentation completeness, and the construction schedule itself. Brickline aims for an efficient process to support investor timelines.
New Construction Loans are typically short-term. Investors usually repay the loan by selling the completed property or by refinancing into a longer-term loan, such as a DSCR Rental Loan, once the property is stabilized.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages, understanding the unique needs of investors.
The property, construction plan, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions, including those specific to new construction projects.
deal moves forward.
Tell Brickline about the land, construction plan, financing need, and investment plan for your Raleigh project.
Start online to explore the next step for your new construction financing request.
