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Brickline helps Concord real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing strategy.
Investors may use this financing for eligible land acquisition and construction, or for building on owned land, with a clear plan for sale or refinance upon completion.
Concord Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential projects, providing capital for the land and the construction phase. This financing is useful when a project requires funding for the entire build process, from foundation to finish.
For investors, the right structure depends on the project’s scope, the detailed construction budget, the anticipated build timeline, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request based on the property, the investor’s experience, the construction plan, and program guidelines to help move qualified new construction deals toward funding.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment properties, often used for time-sensitive acquisitions or rehabs.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible parcel of land and the subsequent ground-up construction of a residential investment property.
Utilize financing to fund the construction of a new residential investment property on land already owned by the investor.
Secure capital to finish an eligible residential construction project that is already underway but requires additional funding to reach completion.
Fund the construction of a new residential property with a clear exit strategy, whether it’s an immediate sale or a refinance into a long-term rental loan.
Concord Projects Markets
The suitability of new construction financing depends less on a city label alone and more on the specific investment project, the detailed construction plan, the investor’s experience, and the projected completed value. Concord investors can leverage this financing for eligible ground-up residential builds.
A new construction project requires a financing approach that accounts for land acquisition (if applicable), construction draws, and a clear path to completion and exit. This differs significantly from financing for existing, stabilized properties or properties needing only light renovation.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are designed for real estate investors to finance the ground-up construction of residential investment properties. This includes funding for land acquisition (if needed) and all phases of the building process in Concord.
Eligible projects typically involve building new residential investment properties from the ground up, such as single-family homes, duplexes, or small multi-unit properties intended for sale or rental. The project must have a clear construction plan and budget.
New Construction Loans typically disburse funds in stages, known as draws, as specific milestones of the construction project are completed. This ensures that funds are released in alignment with the progress and needs of the build.
Brickline evaluates several factors, including the investor’s experience, the detailed construction plan and budget, the project timeline, the projected completed value of the property, and the intended exit strategy (sale or refinance).
Yes, New Construction Loans can be used to finance the construction of an eligible residential investment property on land that you already own. The financing would cover the costs associated with the build itself.
The timeline for a new construction project varies based on its complexity and scope. Brickline works with investors to align financing with realistic build schedules, ensuring capital is available as construction progresses.
New Construction Loans are generally short-term. Repayment is typically planned through the sale of the completed property or by refinancing into a longer-term loan, such as a DSCR Rental Loan, once the property is stabilized and ready for tenants.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
