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Brickline helps Grand Rapids real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and project timeline matter.
Investors may use this financing for eligible land acquisition, construction costs, and other project expenses before moving toward the planned sale or refinance exit.
Grand Rapids Financing
New Construction Loans are useful when an investment project involves building a new residential property from the ground up, requiring financing that aligns with a detailed construction plan and budget.
For investors, the right structure depends on the project scope, the build timeline, how capital will be deployed through draws, and what needs to happen before the eventual sale or long-term refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment property acquisitions and rehabs.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Fund the construction costs for a new residential investment property on land already owned by the investor.
Provide capital to finish eligible residential construction projects that are already underway but require additional funding.
Finance the construction of a new residential investment property with a clear strategy for either immediate sale or long-term refinance.
Grand Rapids Projects Markets
The right financing structure for new construction depends less on a city label alone and more on the actual investment property, the detailed construction plan, the project budget, the build timeline, and the intended exit strategy.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans in Grand Rapids are business-purpose financing solutions for real estate investors undertaking eligible ground-up residential construction projects. This type of loan covers the costs associated with building a new investment property from the foundation up.
Eligible projects typically include the construction of single-family homes, multi-unit dwellings, or other residential investment properties. The financing is designed for ground-up builds where a new structure is being erected on a vacant lot or after demolition.
New Construction Loans typically disburse funds in stages, known as draws, as specific milestones of the construction project are completed. This process ensures that funds are released in alignment with the progress and verified costs of the build.
Brickline reviews the overall project, including the land, the detailed construction plan, the project budget, the builder’s experience, and the investor’s financial profile. The viability of the project and the exit strategy are key considerations.
Common exit strategies for New Construction Loans include selling the newly built property upon completion, or refinancing it into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold it as a rental property.
Yes, New Construction Loans can often be structured to include the acquisition cost of eligible land in addition to the construction budget, provided the overall project meets program guidelines and underwriting criteria.
New Construction Loans are for building a property from the ground up, while Fix and Flip Loans are for purchasing and renovating an existing property. Both are short-term, but their use cases and draw schedules differ significantly based on the project type.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
