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Brickline helps Ann Arbor real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, build plan, and financing strategy align.
Investors may use this financing for eligible land acquisition and construction, or to fund the build phase on owned land, before moving toward the planned sale or refinance exit.
Ann Arbor Financing
New Construction Loans are specifically designed for investors undertaking ground-up residential builds. This financing can be crucial when a project requires capital for both land acquisition and the entire construction phase, or for building on an already owned site.
For investors, the right structure depends on the project’s scope, the construction timeline, the budget, and the intended exit strategy, whether it’s a sale upon completion or a refinance into a long-term rental loan.
Brickline reviews the financing request based on the property, the investor’s experience, the detailed construction plan, and the overall investment strategy to help move qualified projects forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Fast, short-term financing for time-sensitive acquisitions, rehabs, or other value-add investment opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible parcel of land and the subsequent ground-up construction of a residential investment property.
Fund the construction phase of a new residential investment property on land you already own, based on an approved construction plan.
Secure financing to finish a residential new construction project that is already underway but requires additional capital to reach completion.
Undertake a ground-up build with the clear intention of selling the completed property or refinancing it into a long-term rental loan.
Ann Arbor Projects Markets
New Construction Loans in Ann Arbor are driven by the specifics of the residential investment project itself. Key factors include the land’s suitability, the detailed construction plan, the project budget, and the anticipated timeline for completion and exit.
Whether building a single-family home or a multi-unit property, the success of a new construction project hinges on a well-defined plan, accurate budgeting, and a clear understanding of the local market for sale or rental upon completion.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, financing request, and investment strategy.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the new construction financing request progresses.
Get investor-focused support
How It Works
Provide the land, construction plan, financing need, and investment strategy.
Brickline reviews the new construction request against the relevant program guidelines.
Review the proposed financing structure, including draw schedules and next requirements.
Provide the documentation and information required to move the file forward, such as permits and contractor details.
Once approved and ready, complete the remaining steps toward closing and funding, initiating the construction phase.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with their Ann Arbor projects.
New Construction Loans are business-purpose financing for real estate investors undertaking ground-up residential investment projects in Ann Arbor. They cover the costs associated with acquiring land and building a new property, or just the construction phase on owned land.
Eligible projects typically include ground-up construction of single-family homes, duplexes, or other multi-unit residential properties intended for investment purposes, such as rental or resale, in Ann Arbor.
Yes, New Construction Loans can often be structured to finance both the acquisition of eligible land and the subsequent construction costs for your residential investment project, provided it fits program guidelines.
Brickline reviews the overall project viability, including the land, the detailed construction plan, the project budget, the investor’s experience, and the intended exit strategy (sale or refinance) for the completed property.
Funds for New Construction Loans are typically disbursed through a draw schedule. As construction milestones are met and verified, portions of the loan are released to cover costs, ensuring the project stays on track.
The timeline for New Construction Loans varies based on the project’s complexity and the construction schedule. Brickline aims to provide efficient processing, working with investors to align financing with their build timelines.
Common exit strategies include selling the newly constructed property upon completion, or refinancing it into a long-term rental loan, such as a DSCR loan, if the investor intends to hold it as an income-generating asset.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages, understanding the unique needs of investors.
The land, construction plan, and investment strategy stay central to the process, ensuring financing aligns with your build.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions, including those specific to new construction projects.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan for your next ground-up project.
Start online to explore the next step for your new construction financing request.
