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Brickline helps real estate investors across Texas finance eligible ground-up residential investment projects using New Construction Loans designed for building new properties from the ground up.
Investors may use this financing for eligible land acquisition, funding the construction phase, and managing the project through to a sale or refinance exit.
Texas Financing
New Construction Loans are specifically structured for investors undertaking ground-up residential development. This financing supports the entire build process, from initial land acquisition to project completion.
For investors, the right construction financing depends on the project’s scope, the construction plan, the budget, the build timeline, and the intended exit strategy, whether it’s a sale or a long-term refinance.
Brickline reviews the financing request based on the property, the investor’s experience, the construction plan, and program guidelines to help move qualified new construction deals forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for time-sensitive acquisitions or value-add investment properties.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Secure capital for the entire construction phase of a new residential investment project, from foundation to finish.
Obtain financing to finish an eligible residential construction project that is already underway but requires additional capital.
Develop new residential properties with a clear exit strategy, whether it’s an immediate sale upon completion or a refinance into a long-term rental loan.
Texas Projects Markets
For investors in Texas, successful new construction projects depend on a well-defined plan, a realistic budget, and an efficient build timeline. New Construction Loans are designed to support these critical elements.
Whether building single-family homes or multi-unit residences, the strength of the construction plan, the projected completed value, and the investor’s experience are key considerations for new construction financing.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans in Texas are business-purpose financing solutions for real estate investors undertaking ground-up residential development. They cover the costs associated with acquiring land and building new investment properties.
These loans are typically used for eligible ground-up residential projects, including single-family homes, duplexes, or other multi-unit residential properties intended for investment purposes. The project must have a clear construction plan and budget.
Yes, New Construction Loans are designed to finance both the acquisition of eligible land and the subsequent costs of construction, provided both components fit within the program guidelines and overall project budget.
Brickline reviews the overall project viability, including the construction plan, budget, timeline, the investor’s experience, and the projected completed value of the property. The strength of the exit strategy is also a key factor.
Funds for new construction loans are typically disbursed in stages, known as draws. These draws are released as specific milestones of the construction project are completed and verified, ensuring capital is aligned with progress.
The timeline for a new construction project varies significantly based on its scope, complexity, and local permitting processes. Investors should have a realistic build timeline as part of their project plan when seeking financing.
Common exit strategies include selling the newly constructed property upon completion or refinancing it into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold it as a rental property.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
