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Brickline helps real estate investors in Pennsylvania finance eligible ground-up residential investment projects using New Construction Loans designed for the entire build process.
Investors may use this financing for land acquisition, funding the construction plan, managing project budgets, and aligning with build timelines before the intended sale or refinance exit.
Pennsylvania Financing
New Construction Loans are specifically structured for investors undertaking ground-up residential projects, providing capital for the various stages of development from land acquisition to project completion.
For investors, the right financing structure supports the construction plan, manages the project budget, and aligns with the build timeline, all while keeping the eventual exit strategy in focus.
Brickline reviews the financing request based on the project’s specifics, the borrower’s experience, program guidelines, and the overall investment plan to help move qualified construction deals forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-based financing for time-sensitive acquisitions or value-add investment properties.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of suitable land and the subsequent ground-up construction of a residential investment property.
Secure capital for the entire construction phase of a new residential build, from foundation to finishes.
Utilize a structured draw schedule to fund project milestones, ensuring capital is available as construction progresses.
Develop new residential properties with a clear exit strategy, whether it’s an immediate sale or a refinance into long-term financing.
Pennsylvania Projects Markets
For investors in Pennsylvania, the success of a new construction project hinges on a well-defined plan, an accurate budget, and financing that understands the build process. New Construction Loans are tailored to support these specific needs.
Whether it’s a single-family home or a multi-unit residential property, the financing should align with the project’s scope, timeline, and the investor’s experience in managing ground-up developments.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing designed for real estate investors to fund the ground-up construction of residential investment properties in Pennsylvania. This includes acquiring land and covering the costs associated with the build.
These loans can finance eligible ground-up residential investment projects, such as building new single-family homes, duplexes, or other multi-unit residential properties intended for sale or rent.
New Construction Loans typically feature a draw schedule, where funds are disbursed at various stages of the construction process as specific milestones are met. This ensures capital is released as needed for the project.
Brickline evaluates the overall project plan, including the land, construction budget, build timeline, and the investor’s experience. The strength of the project and the intended exit strategy are key factors.
Yes, New Construction Loans can often be structured to cover both the acquisition of the land and the subsequent costs of building the residential investment property, streamlining the financing for the entire project.
The timeline can vary based on the complexity of the project and the completeness of the documentation. Brickline aims for an efficient process, moving from initial review to closing as quickly as possible once all requirements are met.
Investors typically repay New Construction Loans through the sale of the completed property or by refinancing into a longer-term loan, such as a DSCR rental loan, once the property is stabilized and ready for rent.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.