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Brickline helps South Portland real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline matter.
Investors may use this financing for eligible land acquisition, construction costs, or other strategies that fit the program before moving toward the planned sale or refinance exit.
South Portland Financing
New Construction Loans can be useful when an investment property project involves building a new residential structure from the ground up, requiring financing for both the land and the construction phase.
For investors, the right structure depends on the project’s scope, the construction budget, the build timeline, and what needs to happen before the eventual sale or long-term refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible investment property acquisitions and rehab projects where speed and property value are key.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible parcel of land and the subsequent ground-up construction of a residential investment property.
Utilize financing for the construction costs of a new residential investment property on land already owned by the investor.
Secure capital to finish an eligible residential construction project that is already underway but requires additional funding to reach completion.
Develop a new residential investment property with the intention of selling it upon completion or refinancing into a longer-term rental loan.
South Portland Deals Markets
The right financing structure for new construction depends less on a city label alone and more on the actual land, the proposed construction plan, the project budget, the builder’s experience, and the intended exit strategy.
A ground-up residential investment project requires a financing approach that considers the entire build cycle, from land acquisition and permits to construction draws and final completion before sale or refinance.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, financing request, and investment strategy.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the financing request progresses, especially during the draw process.
Get investor-focused support
How It Works
Provide the land, construction plan, financing need, and investment plan.
Brickline reviews the new construction request against the relevant program guidelines.
Review the proposed financing structure, including draw schedules and next requirements.
Provide the documentation and information required to move the file forward, such as permits and builder experience.
Once approved and ready, complete the remaining steps toward closing and funding the construction project.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
A New Construction Loan in South Portland is business-purpose financing for real estate investors to acquire land and/or fund the ground-up construction of eligible residential investment properties. It’s designed for projects building a new structure rather than renovating an existing one.
New Construction Loans are typically used for building new single-family homes, duplexes, or other eligible multi-unit residential properties intended for investment purposes, such as future sale or rental.
Yes, New Construction Loans can be structured to finance both the acquisition of the land and the costs associated with the actual construction of the residential investment property, based on the approved project budget.
Brickline reviews the overall project, including the land, the detailed construction plan, the project budget, the builder’s experience, the investor’s profile, and the intended exit strategy (sale or refinance) to ensure alignment with program guidelines.
Funding for New Construction Loans is typically disbursed through a series of draws. As construction milestones are met and verified, funds are released to cover the completed work, helping manage project cash flow.
The timeline for a New Construction Loan project varies significantly based on the scope and complexity of the build. It encompasses everything from initial approvals and permitting to the actual construction phase and final inspection.
New Construction Loans are generally short-term. Repayment usually occurs through the sale of the newly constructed property or by refinancing into a longer-term loan, such as a DSCR Rental Loan, once the property is stabilized and ready for rent.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages, understanding the unique needs of investors.
The property, financing structure, and investment strategy, including the construction plan, stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions, including those related to new construction.
deal moves forward.
Tell Brickline about the land, construction plan, financing need, and investment plan for your ground-up project.
Start online to explore the next step for your New Construction Loan request.
