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Brickline helps Maryland real estate investors finance eligible fix and flip projects using loans designed for property acquisitions and renovations where value creation and a clear exit strategy are key.
Investors may use this financing for eligible property purchases, comprehensive renovations, and repositioning strategies before a planned resale or refinance.
Maryland Financing
Fix and flip loans are useful when an investment property requires significant renovation or repositioning to maximize its value, and the investor plans a short-term hold.
For investors, the right financing structure depends on the property’s current condition, the scope of the renovation, the project timeline, and the intended exit strategy, whether it’s a quick sale or a refinance.
Brickline reviews the financing request based on the property, the investor’s experience, the project budget, and the investment plan to help move qualified fix and flip deals forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Short-term financing for eligible investment property acquisitions, rehabs, and transitional situations.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Financing for eligible ground-up investment projects built around the construction plan and project timeline.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an investment property in Maryland that requires significant repairs and upgrades to increase its market value for resale.
Secure capital for extensive renovations on an existing investment property to transform it into a highly desirable asset for a profitable exit.
Utilize quick financing for time-sensitive acquisitions, allowing you to close fast and immediately begin a value-add renovation strategy.
Refinance an existing investment property to fund the remaining renovation costs or to hold the property while marketing it for sale after improvements.
Maryland Deals Markets
The success of a fix and flip project in Maryland depends on a clear understanding of the property’s potential, the renovation scope, and a viable exit strategy. Fix and flip loans are designed to support investors through the acquisition and improvement phases.
Whether you’re targeting a specific neighborhood or a broader region within Maryland, the key is matching the financing to the property’s condition, the planned improvements, and the investor’s experience in executing the project on time and within budget.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how fix and flip loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a project in Maryland.
A fix and flip loan in Maryland is a type of short-term, business-purpose financing designed for real estate investors who acquire properties, renovate them to increase their value, and then sell them for a profit or refinance them into a long-term loan.
Fix and flip loans are primarily used for purchasing distressed or undervalued investment properties that require renovation. They fund both the acquisition and the rehabilitation costs, making them ideal for projects focused on value creation.
Yes, fix and flip loans are structured to finance both the acquisition of an eligible investment property and a significant portion of its renovation budget. This allows investors to manage their project capital more effectively.
Brickline reviews the property’s potential, the investor’s experience, the detailed renovation plan and budget, and the proposed exit strategy (resale or refinance) to ensure the project aligns with program guidelines.
Eligible properties typically include single-family homes, multi-family units, and other residential investment properties that are in need of repair or renovation and have strong resale potential after improvements.
Fix and flip loans are generally repaid through the sale of the renovated property or by refinancing into a longer-term loan, such as a DSCR rental loan, once the property is stabilized and ready for rental.
An investor might refinance a fix and flip loan into a longer-term solution, like a DSCR loan, if they decide to hold the renovated property as a rental rather than selling it immediately, or if market conditions favor a long-term rental strategy.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
