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Brickline provides New Construction Loans for eligible ground-up residential investment projects in Charleston, West Virginia. This financing is structured for investors focused on building new properties for sale or long-term hold.
Investors can use these loans to finance the acquisition of land and the construction costs, aligning with their project budget, build timeline, and intended exit strategy.
Charleston Financing
New Construction Loans are specifically designed for real estate investors undertaking ground-up residential projects. This financing addresses the unique capital needs of building from the ground up, from land acquisition to project completion.
For investors, successful new construction depends on a clear construction plan, a well-defined budget, and an understanding of the build timeline. The financing structure supports these elements, enabling efficient project execution.
Brickline evaluates new construction financing requests based on the property, the borrower’s experience, the detailed construction plan, and the overall investment strategy to help move qualified projects forward.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-based financing for time-sensitive acquisitions, rehabs, and other value-add investment strategies.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible site and the subsequent ground-up construction of a residential investment property.
Utilize financing for the construction costs of a new residential investment property on land already owned by the investor.
Secure capital to finish eligible residential construction projects that are already underway but require additional funding to reach completion.
Develop new residential investment properties with a clear exit strategy, whether it’s an immediate sale upon completion or a refinance into a long-term rental loan.
Charleston Projects Markets
The success of a new construction project in Charleston, West Virginia, hinges on more than just location. It requires a solid construction plan, a realistic budget, and an understanding of the local build environment. New Construction Loans are tailored to support these critical aspects.
Whether building a single-family home or a multi-unit property, the financing should match the project’s scope, timeline, and the investor’s experience. Brickline focuses on the viability of the construction project and the investor’s strategy for a successful outcome.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing for real estate investors to fund the ground-up construction of residential investment properties. They cover both land acquisition and the costs associated with building the new structure.
These loans are typically used for eligible ground-up residential investment projects, including single-family homes, duplexes, or other multi-unit residential properties intended for sale or rental.
Brickline reviews the overall project viability, including the land or site, the detailed construction plan, the project budget, the proposed build timeline, and the investor’s experience and intended exit strategy.
Yes, New Construction Loans are designed to finance both the purchase of eligible land and the subsequent costs of building the residential investment property from the ground up.
Funds are typically disbursed in stages, known as draws, as specific milestones of the construction project are completed and verified. This ensures capital is released as work progresses.
Common exit strategies include selling the newly constructed property upon completion or refinancing it into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold it as a rental.
Yes, an investor’s experience in managing construction projects can be a significant factor in the evaluation process, as it demonstrates their capability to successfully execute the build plan.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
