May we use cookies to track your activities? We take your privacy very seriously.
May we use cookies to track your activities? We take your privacy very seriously.
Brickline provides Fix and Flip Loans in Dayton, Ohio, for real estate investors focused on acquiring, renovating, and reselling or refinancing investment properties.
This financing is designed for eligible value-add projects where the property requires improvements to maximize its market potential and achieve a profitable exit strategy.
Dayton Financing
Fix and flip financing is ideal for Dayton investors who identify properties with strong renovation potential. It provides the capital needed to transform distressed or outdated homes into market-ready assets.
The success of a fix and flip project hinges on a clear renovation plan, an accurate budget, and a well-defined exit strategy, whether that’s a quick sale or a refinance into a long-term rental.
Brickline evaluates the property’s potential, the investor’s experience, and the overall project scope to align financing with the specific needs of each fix and flip deal in Dayton.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Short-term financing for eligible investment property acquisitions, rehabs, and transitional situations.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Financing for eligible ground-up investment projects built around the construction plan and project timeline.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase and comprehensive renovation of an eligible investment property to increase its market value for resale.
Secure capital for extensive property improvements, including structural changes, system upgrades, and significant cosmetic enhancements.
Utilize fast financing to close quickly on auction properties or other time-sensitive deals that require immediate capital for acquisition and renovation.
Fund the renovation phase of a project with a clear plan to either sell the property for profit or refinance it into a long-term rental loan.
Dayton Deals Markets
In Dayton, successful fix and flip projects depend on identifying properties with strong potential for value creation through renovation. Investors often look for properties that are undervalued due to condition but are in desirable locations.
Whether you plan to resell the property quickly or transition it into a rental, a clear project scope, a realistic budget, and a defined exit strategy are crucial for securing and managing fix and flip financing effectively.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how Fix and Flip Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with their Dayton projects.
A fix and flip loan is a short-term, business-purpose financing solution for real estate investors to acquire and renovate an investment property with the intent to sell it for a profit or refinance it into a long-term rental loan.
Fix and flip loans are typically used for residential investment properties that require renovation or rehabilitation. This includes single-family homes, duplexes, and other small multi-unit properties that can be improved to increase their market value.
Yes, fix and flip loans are structured to cover both the acquisition cost of the property and a significant portion of the renovation budget. The financing is typically disbursed in draws as renovation milestones are met.
Brickline reviews the property’s current condition, its after-repair value (ARV), the proposed renovation scope and budget, the investor’s experience, and the overall project timeline and exit strategy.
Fix and flip loans are generally repaid through the sale of the renovated property or by refinancing into a longer-term loan, such as a DSCR rental loan, once the property is stabilized and ready for tenants.
While primarily for acquisition and renovation, fix and flip financing can sometimes be used for significant rehabilitation of an existing investment property, provided the project aligns with the program’s guidelines and exit strategy.
Fix and flip projects are designed to be short-term. The timeline depends on the renovation scope, market conditions, and the efficiency of the investor’s team. The goal is to complete the project and exit the financing as quickly and profitably as possible.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
