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Brickline helps Raleigh real estate investors finance eligible investment-property deals using Fix and Flip Loans designed for situations where renovation, value creation, and a strategic exit are key.
Investors may use this financing for eligible acquisitions, property improvements, and repositioning strategies that fit the program before moving toward the planned sale or refinance.
Raleigh Financing
Fix and Flip Loans are useful when an investment property requires significant renovation or repositioning to maximize its value. This financing is structured to support the acquisition and improvement phases of a project.
For investors, the right structure depends on the property’s current condition, the scope of work, the projected after-repair value (ARV), and the intended exit strategy, whether it’s a quick sale or a refinance into a long-term rental.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified fix-and-flip deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Short-term, asset-backed financing for time-sensitive acquisitions, rehabs, and transitional investment properties.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification for stabilized investment properties.
LTV: 90% of purchase + 100% of Rehab
Temporary financing for eligible acquisitions, refinances, and transitional investment properties awaiting stabilization or a permanent exit.
LTV: 90% of purchase + 100% of Rehab
Financing for eligible ground-up investment projects built around the construction plan and project timeline.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an investment property in Raleigh that requires significant repairs or updates to increase its market value for resale.
Secure capital for comprehensive renovation budgets, transforming outdated or damaged properties into desirable, market-ready homes.
Use financing to upgrade a property’s features, layout, or curb appeal, preparing it for a profitable sale in the Raleigh market.
Complete a renovation and then refinance the property into a long-term rental loan, converting a flip strategy into a buy-and-hold.
Raleigh Deals Markets
The success of a fix and flip project in Raleigh depends on careful planning, accurate budgeting, and efficient execution. Fix and flip financing is designed to support investors through the acquisition and renovation phases, focusing on the property’s potential after improvements.
Investors in Raleigh considering fix and flip projects should have a clear understanding of the renovation scope, projected costs, and a viable exit strategy, whether it’s a quick sale or a refinance. The financing aligns with these project-specific needs.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how Fix and Flip Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a project in Raleigh.
A Fix and Flip Loan in Raleigh is a type of short-term financing designed for real estate investors who plan to purchase an investment property, renovate it, and then sell it for a profit or refinance it into a long-term rental. It typically covers both the acquisition and renovation costs.
Fix and Flip Loans are generally used for non-owner-occupied residential investment properties that require renovation. This can include single-family homes, multi-family units, or other properties where value can be added through improvements.
Brickline evaluates Fix and Flip projects based on the property’s current condition, the proposed renovation plan, the projected after-repair value (ARV), the investor’s experience, and the overall viability of the exit strategy.
Yes, Fix and Flip Loans are specifically structured to include funds for both the acquisition of the property and the costs associated with its renovation. The renovation budget is a key component of the loan structure.
The primary exit strategy for a Fix and Flip Loan is typically the sale of the renovated property. Another common exit is to refinance the property into a long-term rental loan, especially if the investor decides to hold the property for cash flow.
Key factors for a successful fix and flip in Raleigh include accurate assessment of renovation costs, a realistic timeline, understanding local market demand, and a clear exit strategy. The financing supports these project components.
Fix and Flip Loans are a specific type of hard money loan tailored for renovation projects. While all fix and flip loans are hard money, not all hard money loans are for fix and flip. Fix and flip financing specifically focuses on the acquisition, renovation, and value-add components of a project.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
