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Brickline helps Montana real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central to the financing plan.
Investors may use this financing for eligible land acquisition and construction, or to fund the build phase on owned land, before moving toward the planned sale or refinance exit.
Montana Financing
New Construction Loans are useful when an investment project involves building a new residential property from the ground up. This financing supports the acquisition of land and the construction phase, or just the construction on investor-owned land.
For investors, the right structure depends on the project’s scope, the detailed construction plan, the overall budget, and the anticipated build timeline before the eventual sale or refinance.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward the appropriate next step.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Fast, short-term financing for eligible investment property acquisitions, rehabs, or other value-add strategies.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Fund the construction phase of a new residential investment property on land already owned by the investor.
Provide capital to finish eligible residential construction projects that are already underway but require additional funding to complete.
Build a new residential property with the intention of selling it upon completion, leveraging the market for a quick exit.
Montana Projects Markets
New Construction Loans in Montana are primarily driven by the specifics of the project itself: the land, the detailed construction plan, the budget, and the projected timeline. The financing focuses on the viability of the build and the investor’s strategy.
Whether building a single-family home or a multi-unit property, the success of a new construction project hinges on a well-defined plan and efficient execution. Financing supports these critical phases, from initial groundbreaking to final completion.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing for real estate investors undertaking eligible ground-up residential investment projects. They cover the costs associated with building a new property from the foundation up.
These loans can finance the acquisition of land and the construction of a new residential investment property, or just the construction phase on land already owned by the investor. They are suitable for projects intended for sale or long-term rental.
Brickline evaluates the land, the detailed construction plan, the project budget, the proposed build timeline, and the investor’s experience. The focus is on the overall viability and profitability of the ground-up project.
Yes, New Construction Loans can be structured to finance both the purchase of eligible land and the subsequent costs of building the residential investment property, provided the project aligns with program guidelines.
Funds for New Construction Loans are typically disbursed in stages, known as draws, as specific milestones of the construction project are completed and verified. This ensures capital is released as work progresses.
Common exit strategies include selling the newly constructed property upon completion, or refinancing it into a longer-term loan, such as a DSCR Rental Loan, if the investor plans to hold it as a rental.
No, Brickline’s New Construction Loans are specifically designed for business-purpose real estate investors and eligible investment properties. They are not intended for financing owner-occupied primary residences.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
