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Brickline helps Portland real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for situations where the land, construction plan, and build timeline are central.
Investors may use this financing for eligible land acquisition and construction, or to fund the build phase on owned land, before moving toward the planned sale or refinance exit.
Portland Financing
New Construction Loans are useful when an investment project involves building a new residential property from the ground up, requiring financing that aligns with the construction phases and budget.
For investors, the right structure depends on the project’s scope, the construction timeline, the capital required for each draw, and the intended exit strategy upon completion.
Brickline reviews the financing request around the land, construction plan, borrower profile, program guidelines, and investment strategy to help move qualified projects toward funding.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment property acquisitions and rehabs, often used for time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of eligible land and the subsequent ground-up construction of a residential investment property.
Fund the construction phase of a new residential investment property on land already owned by the investor.
Provide capital to finish eligible residential construction projects that are already underway but require additional funding.
Support the construction of a new residential investment property with a clear plan for resale or long-term rental refinance upon completion.
Portland Projects Markets
The success of a new construction project in Portland, or any market, hinges on a well-defined construction plan, a realistic budget, and a clear understanding of the build timeline. New Construction Loans are structured to support these elements.
Whether you’re developing a single-family home or a multi-unit property in Portland, the financing needs to match the project’s phases, from initial land preparation through to the final touches before sale or rental.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the land details, construction plan, financing request, and investment strategy.
Provide the information and documentation needed for review, including construction budgets and timelines.
See outstanding steps and respond as the financing request progresses through the draw schedule.
Get investor-focused support
How It Works
Provide the land, construction plan, financing need, and investment strategy.
Brickline reviews the request against the relevant New Construction Loan program guidelines.
Review the proposed financing structure, including draw schedules and next requirements.
Provide the documentation and information required to move the file forward, such as permits and builder experience.
Once approved and ready, complete the remaining steps toward closing and funding the construction draws.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
A New Construction Loan in Portland is business-purpose financing for real estate investors to fund the ground-up construction of eligible residential investment properties. It covers costs associated with building a new structure, often including land acquisition.
These loans are typically used for building new residential investment properties, such as single-family homes, duplexes, or small multi-unit properties, intended for sale or long-term rental upon completion.
New Construction Loans are typically disbursed in stages, known as draws, as specific milestones of the construction project are completed. This ensures funds are released in alignment with the project’s progress and budget.
Brickline evaluates the land, the detailed construction plan, the project budget, the builder’s experience, the projected timeline, and the investor’s overall investment strategy and exit plan.
Yes, New Construction Loans can often be structured to include the acquisition of eligible land as part of the overall financing for a ground-up residential investment project.
The most common exit strategies for New Construction Loans are either the sale of the newly built property or refinancing it into a longer-term loan, such as a DSCR Rental Loan, once it is stabilized and ready for tenants.
No, Brickline’s New Construction Loans are specifically designed for business-purpose real estate investors and eligible investment properties, not for owner-occupied primary residences.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The land, construction plan, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the land, construction plan, financing need, and investment strategy.
Start online to explore the next step for your financing request.
