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Brickline helps Chicago real estate investors finance eligible ground-up residential investment projects using New Construction Loans designed for build timelines and project budgets.
Investors may use this financing for eligible land acquisition, construction costs, and other project-related expenses before moving toward the planned sale or refinance exit.
Chicago Financing
New Construction Loans are specifically designed for real estate investors undertaking ground-up residential development. This financing can be useful when an investment project requires capital for land, construction, and associated costs.
For investors, the right structure depends on the construction plan, the project budget, the build timeline, and the intended exit strategy, whether it’s a sale or a refinance into a longer-term loan.
Brickline reviews the financing request around the property, borrower profile, program guidelines, and investment plan to help move qualified new construction deals toward funding.
Loan Programs
Different investment strategies may require different loan structures. Brickline offers financing across several common real estate investor scenarios.
Financing for eligible property purchases and renovation projects with a resale or refinance strategy.
LTC: 90% of purchase + 100% of Rehab
Longer-term rental financing where property cash flow plays a central role in qualification.
LTV: 90% of purchase + 100% of Rehab
Short-term financing for eligible acquisitions, refinances, and transitional investment properties.
LTV: 90% of purchase + 100% of Rehab
Short-term, asset-backed financing for eligible investment property acquisitions and rehabs, often used for time-sensitive opportunities.
LTV: 90% of purchase + 100% of Rehab
Common Uses
Finance the purchase of an eligible parcel of land and the subsequent ground-up construction of a residential investment property.
Secure capital for the construction phase of a new residential investment project on land already owned by the investor.
Provide financing to finish eligible residential construction projects that are already underway but require additional capital to reach completion.
Support the construction of an investment property with a clear exit strategy, whether it’s an immediate sale upon completion or a refinance into a permanent loan.
Chicago Projects Markets
The success of a new construction project in Chicago, or any market, depends on more than just location. Key factors include the viability of the construction plan, the accuracy of the project budget, the efficiency of the build timeline, and the strength of the intended exit strategy.
New Construction Loans are tailored for ground-up development, covering the costs from land acquisition through to the completion of the build. This specialized financing considers the entire project lifecycle, from initial permits to final inspections.
Online Process
Start with the property and financing request, provide the required information as the file progresses, and keep a clearer view of what is needed at each stage.
deal is moving forward. The result is a process that feels cleaner, more transparent, and easier to move through from first quote to closing.
Share the property, financing request, and investment strategy.
Provide the information and documentation needed for review.
See outstanding steps and respond as the financing request progresses.
Get investor-focused support
How It Works
Provide the property, financing need, and investment plan.
Brickline reviews the request against the relevant program.
Review the proposed financing structure and next requirements.
Provide the documentation and information required to move the file forward.
Once approved and ready, complete the remaining steps toward closing and funding.
Learn how New Construction Loans work, where they may fit, what Brickline reviews, and what investors should consider before moving forward with a ground-up project.
New Construction Loans are business-purpose financing for real estate investors undertaking eligible ground-up residential development projects. They cover costs associated with land acquisition and the construction phase of an investment property.
These loans are ideal for investors planning to build new residential investment properties from the ground up, whether it’s a single-family home, duplex, or other eligible multi-unit dwelling. They can also be used to complete partially built projects.
New Construction Loans are structured around a detailed construction plan and project budget. The financing typically includes a draw schedule, releasing funds as specific construction milestones are met, aligning with the build timeline.
Brickline evaluates the overall project viability, including the investor’s experience, the construction plan, the project budget, the build timeline, and the strength of the intended exit strategy (sale or refinance).
Yes, New Construction Loans can often finance both the acquisition of eligible land and the subsequent construction costs for the ground-up residential investment project, depending on the specific program guidelines.
The primary exit strategies for New Construction Loans are either the sale of the completed investment property or a refinance into a longer-term financing solution, such as a DSCR rental loan, once the property is stabilized.
Funds for construction are typically disbursed through a draw schedule. As construction progresses and specific milestones are achieved, the investor can request a draw, which is usually approved after an inspection verifies the completed work.
Why Brickline
Brickline focuses on business-purpose real estate financing rather than consumer homebuyer mortgages.
The property, financing structure, and investment strategy stay central to the process.
Digital-first process
Clear next steps
Investor Resources
Explore Brickline guides, calculators, and resources covering loan structures, deal metrics, qualification, and common investor financing questions.
deal moves forward.
Tell Brickline about the property, financing need, and investment plan.
Start online to explore the next step for your financing request.
